Joe Grano

Who is Joe Grano?

Mr. Grano is Chairman and CEO of Centurion Holdings LLC, a company

that advises private and public companies. From 2001-2004, Mr. Grano

was Chairman of UBS Financial Services Inc., (formerly UBS PaineWebber)

Mr. Grano is also the Chairman of the Homeland Security Advisory

Council reporting to Secretary Michael Chertoff under the U. S.

Department of the Homeland Security. In addition to being one of the

financial service industry's leading executives, Mr. Grano is involved

in a wide range of educational and philanthropic endeavors.

Prior

to joining PaineWebber, Mr. Grano was with Merrill Lynch for 16 years,

holding various senior management positions including Director of

National Sales. In 1987, he was named the industry,s best retail

marketing executive in a survey conducted by Investment Dealers,

Digest. Mr. Grano was Chairman of the Board of Governors of the NASD

and a member of the NASD,s Executive Committee.

Before

joining Merrill Lynch, Mr. Grano served in the U.S. Special Forces

(Green Berets). He became one of the Army's youngest officers,

achieving the rank of Captain.

Mr. Grano

holds an Honorary Doctor of Laws degree from Pepperdine University and

an Honorary Doctor of Humane Letters degree from Queens College, City

University of New York. He served as Vice Chairman of the Queens

College Foundation Board of Trustees, and was on the Board of Directors

of the YMCA of Greater New York. He is a member of the Council for the

United States and Italy, a member of the City University of New York,s

Business Leadership Council and a member of the Board of Directors at

Lenox Hill Hospital.