Joseph Brant Arseneau

Who is Joseph Brant Arseneau?

Joseph Brant Arseneau is generally known in finance and technology for first formally defining finance techniques for third world housing by describing the securitization of excess cash flow from renewable energy with the use of Renewable Energy Derivatives.

The technique was first based on microfinance methods and it continues to gain popularity as both financial and technical infrastructure matures. His team was also involved in the development of the Renewable Energy Derivative, which is a structured product that securitizes renewable energy into property-based debt obligations backed by the cash flows of excess energy. Thus providing a responsible use of the environment to finance properties in third world countries.

The method was initially intended to finance lower income housing in developing countries by replacing the credit risk with the operational risk of the renewable energy assets' capability to generate predictable cash flows. The financing is structured so that the risk is to be underwrite until the cost of the houses can be claimed by the banks. The new method includes operational risk transfer and mitigation through insurance, weather derivatives and "world class" preventive maintenance programs.